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Summer Health Coverage for Graduate Students

Summer Health Coverage

To ensure that you receive Summer health coverage and benefits, please make sure you identify the category below that applies to you, read the relevant information, and take action as appropriate.

The categories are:

  1. Students with Summer Waiver-Generating Assistantships
  2. Students with Summer Waiver-Generating Fellowships
  3. Students with No Summer Waiver-Generating Appointment
  4. Students Registered In Absentia or in a Study Abroad Program
  5. Newly Admitted Students in Summer
  6. Individuals Who Graduate May

Note: Medical Insurance, Dental Insurance, Vision Insurance, and the McKinley Health Service fee each have a particular coverage period, which may vary from the dates of the academic term or from the dates of any summer appointment a student may hold.

Summer coverage dates are as follows:

For more information, please consult the Frequently Asked Questions. If you have questions not addressed in the FAQ, contact the Graduate College at grad@illinois.edu.

Please also refer to the Office of the Registrar website for more details on fee assessment.

1) Students with Summer Waiver-generating Assistantships

Students with summer assistantships are not required by the University to register in the summer, unless the student is newly admitted for summer. All graduate students with a summer waiver-generating assistantship appointment are entitled to health care benefits for the summer coverage dates. A waiver-generating appointment refers to a research, teaching, pre-professional, or graduate assistantship of at least 25% and not more than 67% for at least 41 days of the summer academic term.

Health benefits include:
  • Full payment of the Health Service fee (McKinley and Counseling Center) 
  • Partial payment of the health insurance fee for students who were covered under the plan during the Spring term
  • Basic dental and vision insurance

Assistants who do not plan to register for Summer 

Required action:  Extend health insurance for summer.
 
If you have a summer waiver-generating assistantship and are not required by your program to register for summer, you must sign up for summer health insurance coverage at to receive the health insurance coverage. If you do not sign up, the campus will not be able to apply the health insurance fee assessment and appropriate payment of that fee to which you are entitled with your assistantship. Completing the sign-up is simple and should take less than five minutes. The cost for an extension of health insurance for summer term can be found on the Student Insurance website. A partial payment of 87% will be applied to your student account by the University.
 
The deadline to request an extension for health insurance can be found on the Student Insurance website.
 
Note: Only students who were assessed the insurance coverage in the spring semester are eligible to sign up for the summer extension coverage.
 

Assistants who have registered or plan to register for Summer

Required action: No action necessary if registered.
 
Registration at any level in Summer will automatically trigger the assessment and appropriate payment of the health insurance fee for students with a waiver-generating assistantship. Appropriate payment of the Health Service fee (McKinley and Counseling Center) for students with a waiver-generating assistantship will also be applied.
 
The summer waiver-generating assistantship entitles the student to health insurance coverage effective on the start date of summer coverage. The cost of summer health insurance for registered students can be found on the Student Insurance website. A partial payment of 87% will be applied to your student account by the University.
 
Note:  If you are unsure of your summer assistantship status, you should contact your hiring department to confirm that your assistantship has been processed. You may seek treatment from McKinley Health Center before the summer assistantship has been fully processed by signing a billing release form at McKinley. This form will obligate you to pay the health service fee in the event your appointment is not processed.
 

2) Students with Summer Waiver-generating Fellowships

Required action:  Register for summer courses.

Students with waiver-generating fellowships for the summer are required to register for the summer term. Registration at any level in Summer will cause the assessment and appropriate payment of the student health insurance fee and Health Service fee. Payments for health benefits will not be credited to the student account until the fellowship appointment is reflected in the campus system.
 
The health benefits include:
  • Full coverage of the Health Service fee (McKinley and Counseling Center) 
  • Partial payment (87%) of the health insurance fee
  • Basic dental and vision coverage 
Note:  If you are unsure of your summer fellowship status, you should contact your appointing unit to confirm that your fellowship has been processed. You may seek treatment from McKinley Health Center before the summer fellowship has been fully processed by signing a billing release form at McKinley. This form will obligate you to pay the health service fee in the event your fellowship is not processed.
 
Fellows may direct questions about fellowship registration and waiver policies to the Graduate College at grad@illinois.edu.
 

3) Students with No Summer Waiver-generating Appointment

Students who were registered during the spring term and were assessed the Health Service and Health Insurance fees can receive summer health coverage in one of two ways: purchasing an extension or registering for classes.

STUDENTS WHO PLAN TO REGISTER FOR SUMMER

Required action: No action necessary if registered.

Registration at any level in Summer will cause assessment of the health insurance fee.

Students who held a waiver-generating appointment during Spring will receive the standard summer automatic waiver, which will also include a partial (87%) waiver of the summer health insurance fee and full coverage of the Health Service fee, as approved by the policy modification again for Summer. For students receiving the summer automatic waiver, registration at any level in Summer will provide access to McKinley and the Counseling Center through the coverage of the Health Service fee.

Students who had spring dental and vision coverage from a waiver-generating appointment will continue to have dental and vision coverage for the entire policy period.
 

Students who do not plan to register for Summer

Required action: Purchase extension(s).
 
If a student does not register during summer, the student must purchase an extension in order to receive health coverage. To be eligible to purchase an extension of health insurance coverage and/or your Health Service fee (McKinley and Counseling Center), the student must have been assessed (had coverage) in the preceding spring term.
  • You must sign up for summer health insurance coverage to receive the health insurance coverage. To request an extension of student health insurance, sign up for summer health insurance coverage. Students purchasing extensions would be responsible for paying the full cost of the summer insurance extension. 
  • To request an extension of the Health Service fee (McKinley and Counseling Center), go to the McKinley Business Office, 1109 S. Lincoln Avenue. More information about fees and dates/deadlines are  available on the McKinley website.
Note: Students who had spring dental and vision coverage will continue to have dental and vision coverage for the entire policy period.
 

4) Students Registered in Absentia or in a Study Abroad Program

Students registered in absentia are not eligible for student health insurance, regardless of the number of hours for which they are registered. For more information about in absentia registration, consult the Graduate College Handbook. If you are registered in absentia and would like student health insurance coverage, reach out to our Student Service Team at grad@illinois.edu.
 
Students who travel outside the United States to take courses or conduct research are required to purchase University designated insurance. For more information, contact the Study Abroad Office at sao@illinois.edu or visit their website.
 

5) Newly Admitted Students in Summer

 
Required actions: Register for summer courses.
 

Campus policy requires students to be registered in their term of admission. Therefore, if you were admitted for the summer term, you are required to register for summer. Registration at any level in Summer will cause assessment of the health insurance fee.

Newly admitted students with a waiver-generating assistantship or fellowship will receive the following health benefits:

  • Full coverage of the Health Service fee (McKinley & Counseling Center)
  • Partial payment (87%) of the health insurance fee
  • Basic dental and vision coverage
 

6) Individuals Who Graduate in May

Required action: Purchase continuation of insurance and/or extension of McKinley and Counseling Center access.

Individuals who graduate in May have the option of continuing their student health insurance for up to 90 days if they had coverage in Spring. To purchase a continuation of student health insurance, see the Student Insurance website. The continuation of coverage must be purchased, and payment received, within 31 days after the expiration of Spring student insurance coverage. Any student purchasing a continuation would be responsible for paying the full cost of the insurance continuation.
 
To request an extension of the Health Service fee (McKinley & Counseling Center), you must go to the McKinley Business Office, 1109 S. Lincoln Avenue. More information is available on the McKinley website.
 
Students who had spring dental and vision coverage will continue to have dental and vision coverage for the entire policy period. No extension is available.